What is frameOS Payments?

Last updated: April 23, 2026

Frame is the operating system for high-compliance payments. We combine payment processing, identity verification, fraud protection, billing, and payouts into one platform, purpose-built for regulated industries.

The problem frameOS solves

Most businesses in regulated industries face the same setup. Mainstream payment processors won't serve them, so they end up buying a payment processor from one vendor, a KYC tool from another, a fraud product from a third, and a billing system from a fourth. Then they spend months wiring everything together and hoping nothing breaks at a vendor boundary.

That stack is slow to launch, expensive to maintain, and every vendor handoff is a place where compliance can fall through.

Frame replaces that stack with one platform.

Who Frame is for?

frameOS is built for merchants in industries where mainstream processors fall short or force you to bolt on third-party compliance vendors:

  • Alcohol and tobacco

  • Gambling and skilled gaming

  • Telemedicine

  • Crypto

  • Travel and ticketing

  • Marketplaces and platforms embedding payments

What frameOS replaces

Instead of buying and maintaining each of these separately, you get them as one integrated platform.

What you'd otherwise buy

Frame Capability

Payments

Charge Intents, Payment Links, Hosted Checkout

KYC / Identity Vendor

KYC, KYB, Onboarding Sessions, KYC Prefill

Fraud and Risk Tools

Sonar, Creator Shield

Billing and Invoicing

Subscriptions, Billing Meters, Invoices

Payouts Infrastructure

Instant Payouts, Push-to-Debit, ACH

Compliance Workflows

Age Verification, Geocompliance, Bank Verification

What you get

Faster time to launch. One integration replaces five or six. No separate vendor contracts to negotiate. No data pipelines to wire together.

Lower operational risk. Compliance runs automatically at the account level. You configure what checks apply, and Frame enforces them before a transaction goes through.

A processor built for your industry. Age-verified alcohol delivery. Geo-gated gambling. Cannabis payments. Telemedicine card verification. These aren't bolt-on features. They're how Frame works.

One balance, one dashboard. Transactions, chargebacks, payouts, and compliance events live in one place.

How frameOS is organized

Everything in frameOS is built around two concepts: accounts and capabilities.

An account represents your business inside Frame. Capabilities are the specific abilities your account is granted, such as accepting payments, running KYC, verifying age, or enforcing geographic rules. Your capabilities determine what your account can do and what compliance checks run automatically.

For a deeper explanation, see Understanding accounts and capabilities in Frame.

What's next

If you're evaluating Frame Review the product pages for the capabilities relevant to your vertical, or contact sales to discuss your use case.

If you're setting up a Frame account Start with Understanding accounts and capabilities in Frame, then move into onboarding from your dashboard.

If you're already processing Your account team is the fastest path for capability changes, vertical expansion, or integration questions. For product questions, search this help center.