Product Category
Prohibited Products
Reasoning
Inhalants
Nitrous Oxide, Whippets, Cream Chargers
These are classified as drug paraphernalia. They carry high legal risk due to potential for abuse and brain damage.
High-Potency Kratom
7OH (7-Hydroxymitragynine), Pseudoindoxyl, Kratom 7OH
These are "super-strength" extracts that the FDA and many states are actively banning due to addiction risks.
Illegal THC Levels
THC > 0.3%, CBD > 0.3%
Anything over 0.3% THC is federally considered Marijuana. Banks cannot process money for federally illegal substances.
Synthetic Cannabinoids
THC-O, K2, Spice
These are man-made chemicals often called "fake weed." They are toxic, illegal, and strictly banned by all credit card networks.
Psychedelics
Mushrooms (Psilocybin)
Psilocybin is a Schedule I controlled substance. Even if decriminalized in some cities, it remains illegal at the federal/banking level.
Sexual Enhancements
Honey Packs, Sexual Enhancement Pills
These products frequently contain hidden prescription drugs (like Viagra) not listed on the label. Banks view this as fraud and a health hazard.
Medical/
Hormone Products
Estrogen Blockers, Testosterone Products
These are pharmaceutical chemicals. Selling them without a pharmacy license is illegal and treated as unlicensed drug dealing.
Nootropics & Blends
Synthetic Nootropics, Proprietary Blends
"Smart drugs" and mystery blends often contain unapproved ingredients. Banks reject them to avoid FDA consumer safety violations.